Contact your attorney general in your state and also the federal trade commission and report them. Then send a letter to the collection agencies to cease all telephone communication with you and your family and friends. IF it continues get ahold of attorney because you can sue them for harrassment, tape phone conversations if it is legal in your state, but once you send the the cease letter they can only reply by mail and if they threaten you in letter you will also have that to back you up in court Exercise good judgment here. The advice above is specific to THIRD PARTY collection activity. If you are dealing with the FIRST PARTY (the original creditor) be certain of the ground you stand on. A Cease & Desist letter to a FIRST PARTY (depending on the state you reside in) could land you in front of a judge. Each situation is different. Don't think for a minute that a letter will make a bad situation better. It may not. If this is course you are considering, check with legal counsel in your state before you make a move YOU THINK is clever. You may file a complaint with the FTC and one with your state's Attorney General office. Additionally, you may sue creditors for violations of the Fair Debt Collection Practices Act.
Be sure to have clear documentation of what the violation was and be prepared to have evidence of the violation if you intend to take legal action. Recording conversations you have with the collector is the best way to do this, but check your state laws to make sure this is legal to do. You may have to disclose to the collector that you are recording them.
Third party collection agencies are governed by the Fair Debt Collection Practices Act which outlines some specific actions they are prohibited from taking. Multiple calls to the same telephone number in one day, calling before 8am or after 9pm, using profanity or disclosing information about the debt to a third party without your permission, for example, are included.
Understand that being called or contacted in writing with a request to pay a delinquent debt, in and of itself, does not constitute harassment. If you are delinquent, it's unreasonable to expect your lender/creditor to do nothing to get repaid.
You may send a cease and desist request so that you no longer receive calls or letters attempting to collect your debt. If you do so, be mindful that your debt hasn't gone away even if attempts to collect it have and you have now effectively taken away the lenders ability to try to work with you. Lenders can, and do, take legal action for non-payment.
The same way you change any halogen head lights. Remove the retaining ring, turn the socket, pull the bulb out, remove the wiring, connect wiring to new bulb, put bulb in headlight, and reattach retaining ring. DO NOT TOUCH THE BULB WITH BARE HANDS UNDER ANY CIRCUMSTANCES!
A message to ID2903905872:
Please do not be so rude to people on here. If you have nothing constructive to say, then don't say anything at all. To refute your answer, I'm pretty sure the OP wasn't asking about replacing the headlights, instead installing separate spotlights.
The instructions for these are very vehicle and light unit specific and you should ask someone who you trust locally to help you with it.
i would start with car fax. or motor vehicle, do a title search. however it might not be in the condition that you want.
Either a leak at the window or a leaking heater core. If the water smells or taste sweet, it is coolant. Replace the heater core. This happened to me on my 1988 Pathfinder w/air conditioning. The drain hose was clogged and the condensation couldn't escape as it was supposed to. It drained onto the floor (passenger side/ under dash). The fix is to locate the end of hose outside the car (between the engine and wheel well if I recall correctly) and poke a piece of wire (coat hanger) in about 6 to 9 inches to dislodge any debris. This solved my leak problem. Good luck. Same holds true for the 1995 Pathfinder. Another way to fix it is with compressed air. I use my air compressor in my shop, but if you are on the road you can buy a can of compressed air (the stuff used for cleaning computer parts.... buy it Walmart). just blow the air up the hose and stand back..... water will soon be pouring out. Don't do what I did and that is to ignore it. A clogged drain hose means water is trapped as well as leaking into your car. a simple u turn one day spashed the water onto the blower motor frying the unit. A very costly mistake. Air Conditioning hose is cloggeg up. Take off the hose (from under the dash on black casing, you will see a small plastic tube that the hose connect,s to after you get the hose off. It may take a little tugging to get the hose off ,as some of them are quite stubborn, after you get the hose off, blow compressed air down the hose, the re-install the hose.