Palm trees are monocots. In other words they are more closely related to grass than trees. Palms do not have growth rings nor do they have a cambium layer like trees do.
the answer is actually 500 years old on good soil but when it is on bad soil it goes to about 200 years.
A homeowner or landowner can not cut down a live oak without permission from the state. If they do it is punishable by law.
An oak tree will drop a seed and if that seed falls of fertile soil and is covered and watered it will usually germinate. It will sprout roots and a plant that will eventulally grow as big as its predesesor.
Oak trees give us lumber, food and shade. Oak trees can live to be well over 200 years and there are different types of oak trees such as Live Oak, Pin Oak and Sawtooth Oak.